Service Agreement

This Service Agreement (“Agreement”) is entered into between Settle-Now.in, a financial consultancy platform operated in India (“Service Provider”), and the individual or entity (“Client”) availing any of our services.

Effective Date: Upon signing up or engaging any service on Settle-Now.in

1. Purpose of Agreement

This Agreement outlines the terms under which the Service Provider will offer debt-related advisory, negotiation, and facilitation services to the Client. It ensures clarity on responsibilities, fees, communication, and outcomes.

2. Scope of Services

The Service Provider offers support in the following categories:

A. Loan Settlement

Negotiation with banks or NBFCs for reduction in outstanding dues.
Coordination for One-Time Settlements (OTS).
Support for Personal Loans, Credit Cards, and App-based loans.

B. Anti-Harassment Service

Handling of recovery calls and field agent visits.
Legal and non-legal intervention for protection from harassment.
Coordination with relevant regulatory authorities if needed.

C. Debt Closure

Assistance in obtaining closure letters, NOCs, NDCs.
Support in processing foreclosure for car or home loans.

D. Loan Consolidation

Assessment of current liabilities.
Advice and strategy for combining loans into a manageable payment structure.
Assistance in exploring balance transfer or restructuring.

3. Service Provider Responsibilities

Provide professional advice and negotiation support.
Maintain confidentiality of all client data and case details.
Update the client about progress regularly.
Engage with third parties (banks/NBFCs/recovery agents/legal partners) only with client’s consent.

4. Client Responsibilities

The Client agrees to:

Share accurate and complete financial and personal details.
Authorize Settle-Now.in to communicate on their behalf with lenders and agents.
Make timely payments for any agreed-upon fees or success charges.
Cooperate fully during the negotiation or closure process.

5. Fees and Payment

A consultation fee may apply based on case type.
A service fee or success fee will be mutually agreed upon before commencement.
Fees once paid are non-refundable, unless otherwise specified in writing.
GST or other applicable taxes may be added as per law.

6. No Guarantee Clause

Settle-Now.in does not guarantee:

That the lender will accept any settlement or proposal.
A specific percentage of waiver or debt reduction.
Any improvement in credit score or CIBIL.

Our role is facilitative and advisory in nature.

7. Confidentiality

All data shared by the Client will be:

Used only for internal processing and service execution.
Shared with third-party legal or finance experts only with prior permission.
Protected as per our Privacy Policy.

8. Termination of Agreement

This Agreement may be terminated:

By either party, with a written notice of 7 days.
Immediately, in case of breach of trust, misrepresentation, or misuse of services.
No refund will be applicable upon termination if services have already commenced.

9. Dispute Resolution

Any dispute arising under this Agreement shall be:

First addressed through mutual discussion.
If unresolved, subject to legal jurisdiction of the courts in Karkardooma Court, Delhi, India.

10. Acceptance

By using any service from Settle-Now.in, you confirm that:

You have read and understood this Agreement.
You agree to abide by all terms stated herein.
This agreement shall remain valid until the service is completed or terminated.

For any questions regarding this Agreement, please contact:

📧 info@settle-now.in
📞 9310327419