Personal loan Settlement
Are you struggling to pay back your Personal Loan? Don’t let overwhelming payments affect your peace of mind and financial future. At Settle Now, we specialize in helping you settle your Personal Loan dues with banks and financial institutions at a reduced amount — often much less than the total outstanding — allowing you to become debt-free faster and more affordably.
Advantages of Personal Loan Settlement
➥ Reduce Your Debt Burden: Pay back a fraction of your total outstanding amount.
➥ Avoid Legal Action: Prevent cases, penalties, and future complications.
➥ Save Your Credit Score: Closing your account through a settlement is often less harmful than non-payment.
➥ Relieves Stress: Allows you to resolve financial stress and move forward in life.
➥ Affordable Payment Plan: Settle in a lump sum or flexible installment — whatever suits you.
How We Can Help
➥ We assess your financial situation and total dues.
➥ We negotiate directly with banks and lenders on your behalf.
➥ We aim for maximum reduction — up to 70%.
➥ We handle all communication, paperwork, and follow-up.
➥ We help you clear your dues smoothly and efficiently.
How to Settle Your Personal Loan
- Step 1 — Free Consultation: We first evaluate your financial situation.
- Step 2 — Personalized Plan: We propose a tailored settlement plan based on your ability to pay.
- Step 3 — Bank Negotiation: We negotiate directly with your bank or lender.
- Step 4 — Final Approval: Once we get a reduced amount approved, we present it to you.
- Step 5 — Debt Closed: You pay the settled amount, and we facilitate closing your account and obtaining a settlement certificate.
Getting started is quick and easy. Provide us with your details and we’ll activate AHS for you in minutes.
- Connect & provide your details to activate AHS.
- Get a Unique Call Forwarding Number
- Forward all suspected harassment calls
- Our team monitors these calls
- We resolve the situation on your behalf
- Your peace of mind is our priority. Our team works in the background while you get back to living your life without stress.
Why Settle Now?
We aim to minimize your financial stress while protecting your future financial health. With 10+ years of expertise in negotiating settlements & financial experts, know exactly how banks respond.
FAQs (Frequently Asked Questions)
Q1. Will settling affect my credit score?
➥ Your score may reflect “settled” instead of “paid in full.” But it’s a step forward from a “default.”
Q2. How much can I save through settlement?
➥ Savings typically range from 30% to 70%, depending on your dues and financial situation.
Q3. Will I face legal action if I settle my loan?
➥ Once a settlement is approved and closed, legal action is avoided.
Q4. Are there any hidden charges or fees?
➥ We’re 100% transparent about our service charges. All fees will be explained in advance.
Q5. How long does the process take?
➥ It typically depends on the bank’s approval process — between 2-6 months.
Q6. Do I need to pay in a lump sum or installment?
➥ We can negotiate a flexible plan — lump sum or installment — depending on your financial condition.
Q7. Will banks harass me during the process?
➥ Once we step in and activate AHS, we handle all communication and protect you from harassment.
Q8. Is this service legal and trustworthy?
➥ Yes, we operate under RBI guidelines and applicable laws. We follow a clear, ethical process to help you resolve your dues.
