Loan Consolidation
Managing multiple loans can be overwhelming — different due dates, varying interest rates, and separate payments all add up to stress and financial confusion. Loan Consolidation lets you combine all your existing loans into a single, more manageable repayment. At Settle Now, we specialize in helping you consolidate your loans efficiently, reducing your financial stress and putting you back in control of your future.
ELIGIBILITY AND DOCUMENTATION FOR DEBT CONSOLIDATION LOAN
ONE LOAN ONE EMI
The Eligibility Criteria for Consolidation Loan:
- Age: 23 years-58 years
- Monthly Income: Minimum Rs.30,000
- APR Range: 10.25% up to 21%
- CIBIL Requirement: 700 or higher
- Tenure: Between 12 month – 84 months.
Documents Required for Debt Consolidation Loan:
- Aadhaar & PAN Card
- Current Address Proof
- Last 3 Months Salary Slips
- Latest Bank Statement of 6 Months
- Repayment Schedules Of Existing Loans or Credit Card statements.
Benefits of Loan Consolidation
Through Settle-now’s loan consolidation, avail the following benefits
1. Merge multiple loans and credit cards outstanding into 1 single loan
2. Club total outstanding loan amount up to ₹50 lakhs
3. Higher Repayment Tenure up to 72 months
4. Pay just 1 EMI/month
5. Lower the EMI amount by up to 50%
6. Lower rate of interest
7. Compare & Apply among 20+ Banks & NBFCs
8. Improve your Credit score
9. 100% Online process
10. Increase Disposable Income
How to Apply
At Settle-Now.in, we make it quick, simple, and convenient to apply for a Debt Consolidation Loan — without lengthy paperwork or cumbersome procedures. Our aim is to help you achieve financial freedom effortlessly, so you can focus on your future goals instead of worrying about multiple payments.
Applying for a loan with us is a smooth, step-by-step process:
➥ Step 1: Scroll up and fill in your basic details — name, phone number, and employment profile.
➥ Step 2: Provide your personal information, such as email address, company name, and date of birth.
➥ Step 3: Enter your credit score, PAN number, and salary details.
➥ Step 4: Compare offers from 20+ banks and NBFCs to find a deal that suits you best.
➥ Step 5: Prepare all necessary documents — Aadhaar Card, PAN Card, proof of residence, KYC documents, and your last 3 months’ bank account statement — and submit them when required.
➥ Step 6: Once your documents are successfully verified, your loan will be approved and the funds will be directly credited to your bank account.
Getting started is quick and easy. Provide us with your details and we’ll activate AHS for you in minutes.
- Connect & provide your details to activate AHS.
- Get a Unique Call Forwarding Number
- Forward all suspected harassment calls
- Our team monitors these calls
- We resolve the situation on your behalf
- Your peace of mind is our priority. Our team works in the background while you get back to living your life without stress.
Why Settle Now?
We aim to minimize your financial stress while protecting your future financial health. With 10+ years of expertise in negotiating settlements & financial experts, know exactly how banks respond.
FAQs (Frequently Asked Questions)
Q1. What is a loan consolidation?
➥ It means combining all your existing loans into a single, unified repayment.
Q2. Will it affect my credit score?
➥ If you make payments on time under consolidation, it may improve your score.
Q3. Do I need collateral to consolidate?
➥ Not necessarily. It depends on your financial profile and lender’s criteria.
Q4. Will I pay a lower EMI after consolidation?
➥ Your EMI may reduce, depending on the terms and total amount.
Q5. Are there any processing fees involved?
➥ Some lenders may charge administrative or processing fees. We help minimize them.
Q6. What documents are required for consolidation?
➥ Recent pay slips, bank statements, loan documents, and IDs.
Q7. How long does the process take?
➥ Usually 2–4 weeks, depending on your financial profile and paperwork.
Q8. Will I be able to consolidate all my loans?
➥ Most of the time, yes — we consolidate a range of loans including personal, car, education, and credit card.
