🛡️ Your Rights Against Loan App Harassment in India
In recent years, thousands of borrowers across India have fallen victim to the aggressive and unethical tactics of digital loan apps. These apps often misuse your personal data, harass your contacts, and resort to illegal recovery practices.
But here’s the truth: you are protected by law.
As per RBI and Indian IT Laws:
- Loan recovery agents cannot threaten, abuse or defame you.
- They cannot contact your family, friends or employer without your consent.
- Any misuse of your personal information is a violation of your right to privacy under Article 21 of the Constitution.
If you’re facing harassment, you are not alone – and you do not have to suffer in silence.
🛌 How Our Anti-Harassment Call Service Protects You in Real Time
At Settle-Now, we specialize in protecting individuals like you from harassment by loan agents and digital apps. Our Anti-Harassment Service works like a shield:
- Dedicated Call Forwarding Number: We provide you with a unique number to forward all harassment calls.
- Trained Experts Intervene: Our team answers these calls on your behalf and responds legally and professionally.
- We Record & Report: All communication is documented to support legal complaints if required.
- We Educate & Empower You: Know your rights, get legal guidance, and breathe freely again.
Let our experts deal with your harassers while you focus on rebuilding your peace of mind.
❓ Is It Legal for Lenders to Call Your Family or Workplace?
Short answer: No, not without your permission.
As per RBI guidelines and DPD (Data Protection Directives):
- Recovery agents must maintain dignity and privacy.
- They can only contact you during business hours.
- Contacting your boss, coworkers, or relatives is considered unauthorized third-party disclosure, which is illegal.
If this happens to you, document every instance and report it to the police or RBI ombudsman.
🔧 What to Do If Loan Agents Harass You: A Step-by-Step Guide
- Don’t Panic: Stay calm. Do not respond emotionally or give in to threats.
- Record Everything: Save call logs, screenshots, messages, and audio clips.
- Use Call Forwarding: Let Settle-Now handle these calls for you.
- Report to Authorities:
- File a complaint at the nearest cyber cell or police station.
- Report the app to the RBI and Google Play Store.
- Contact Settle-Now: Our experts will help you file legal notices, take action, and negotiate your debt ethically.
🙌 You Deserve Peace. We’re Just One Call Away.
Harassment isn’t a price you pay for taking a loan. Whether it’s legal assistance, emotional relief, or expert debt settlement — Settle-Now is here to protect you.
☎️ Book a Free Consultation Today
Start reclaiming your life. Save up to 70% on your loan.
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